Week of October 1, 2015 – Total: $0
Week of October 5, 2015 – Total: $0
Week of October 12, 2015 – Total: $0
Week of October 19, 2015 – Total: $77
Week of October 26, 2015 – Total: $0
October Month End Total: $77 | Goal: $80
Week of September 1, 2015 – Total: $0
Week of September 6, 2015 – Total: $0
Week of September 13, 2015 – Total: $0
Week of September 20, 2015 – Total: $0
Week of September 26, 2015 – Total: $25
September Month End Total: $25 | Goal: $80
“Although I have been practicing being very brutal with myself, thinking over items for considerable time before making a decision: Will I wear this? Is it worth the price? Will it go with what I already own? How unique is it? Asking ourselves questions like this any time we are shopping is a great way to make your budget that much easier.”
I snatch up that passage from a reflection on last year’s #NoShopSeptember. I am already trying to keep up every month with my thrift challenge but there are two months of the year that drive me mental every year: September and October. Its quite simple really, the only thrift store I go to is Value Village, mainly because the others are not open when I am available to shop. Now Value Village switches to offering new product during this period for Halloween and it completely takes over the store.
For someone that enjoys discovering treasures, its more frustrating than anything to be sorting through sparkly skulls and cheap garbage in search of those unique finds. Last year I tried to not go thrifting at all for the entire month of September, this included purchasing items at the Store which is next to impossible when you see every item come in through the door! However, I stand by my usual rules and do my best to decide if its really “me” or if it can stay behind for someone else to discover.
Unlike other “No Shop” challenges, mine basically has no need for a listing of rules as I do not subscribe to store mailing lists (to be tempted by sales days) and I don’t feel setting a maximum budget for each month really applies when you are trying to not shop at all! Here’s hoping I have some success!!
I have done a lot of reading in the past year about finances, budget lifestyle and ways women have reshaped their spending habits. I find myself disheartened at each one because of the way most regard being thrifty. Some call it being cheap, others being financially savvy. Maybe I am money conscious, or perhaps a more political stance of not wanting to encourage the overpricing of goods or the supporting of businesses with inhumane practices.
The most recent article I came across on Facebook was that of Ayssa Barrette, “7 Eye Opening Lessons I Learned From Buying Nothing New For 200 Days” as posted on Collective Evolution. Knowing her background in environmental sustainability I can understand her points made in her article, however I can’t help but feel dissatisfied. Continue Reading
If you have arrived at this blog post without prior knowledge of the first part in this series, please check out Start a Budget before you continue as this post may not make sense without understanding the first section.
Once you have created your budget in excel or Google Spreadsheets, you can now see how to put it to use with a variety of my own tips!
Personally having never watched the show (hurray for no tv!) I find this basic excel sheet budget the absolute best tool one can have for their personal savings and spending. I have taken some time to write out a complete step by step tutorial on how to create and begin your budget over two very extensive blog posts. If you’re ready to start saving, click the link to begin the tutorial!