Browse Tag: finances

#NoShopSeptember

noshopseptember “Although I have been practicing being very brutal with myself, thinking over items for considerable time before making a decision: Will I wear this? Is it worth the price? Will it go with what I already own? How unique is it? Asking ourselves questions like this any time we are shopping is a great way to make your budget that much easier.”

I snatch up that passage from a reflection on last year’s #NoShopSeptember. I am already trying to keep up every month with my thrift challenge but there are two months of the year that drive me mental every year: September and October. Its quite simple really, the only thrift store I go to is Value Village, mainly because the others are not open when I am available to shop. Now Value Village switches to offering new product during this period for Halloween and it completely takes over the store.

For someone that enjoys discovering treasures, its more frustrating than anything to be sorting through sparkly skulls and cheap garbage in search of those unique finds. Last year I tried to not go thrifting at all for the entire month of September, this included purchasing items at the Store which is next to impossible when you see every item come in through the door! However, I stand by my usual rules and do my best to decide if its really “me” or if it can stay behind for someone else to discover.

Unlike other “No Shop” challenges, mine basically has no need for a listing of rules as I do not subscribe to store mailing lists (to be tempted by sales days) and I don’t feel setting a maximum budget for each month really applies when you are trying to not shop at all! Here’s hoping I have some success!!

Thrift Life

I have done a lot of reading in the past year about finances, budget lifestyle and ways women have reshaped their spending habits. I find myself disheartened at each one because of the way most regard being thrifty. Some call it being cheap, others being financially savvy. Maybe I am money conscious, or perhaps a more political stance of not wanting to encourage the overpricing of goods or the supporting of businesses with inhumane practices.

The most recent article I came across on Facebook was that of Ayssa Barrette, “7 Eye Opening Lessons I Learned From Buying Nothing New For 200 Days” as posted on Collective Evolution. Knowing her background in environmental sustainability I can understand her points made in her article, however I can’t help but feel dissatisfied. Continue Reading

Budgeting | Part 1 | “Start A Budget”


Often people wonder how I am able to change my wardrobe and furniture as much as I do without a huge salary. For me its quite simple: the thrift lifestyle! but a more accurate response is a little more complicated: I budget. My parents developed a way to track their budget more wisely after years of just having a loose idea in their minds of what goes where. They began watching “Til Debt Do Us Part” where they started learning even more tips and tricks.

Personally having never watched the show (hurray for no tv!) I find this basic excel sheet budget the absolute best tool one can have for their personal savings and spending. I have taken some time to write out a complete step by step tutorial on how to create and begin your budget over two very extensive blog posts. If you’re ready to start saving, click the link to begin the tutorial!

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January 50% Sale

week2-thriftchallengeI had to readjust my parameters for the challenge after I received an email from Value Village notifying me of the upcoming 50% off day. I hadn’t remembered that half price sales can be either Sunday or Monday. But with that as the only exception I think I am doing very well sticking to my plan.

I made a plan Sunday morning to make half price sales fit into my budget scheme better – going the day before the sale and inspecting items that I liked, trying on shoes and boots, checking for flaws and debating the price… with no intention to buy that day. I photographed five things that day that I would consider coming back for. Part two of my plan was to not going before work in the morning at 9:00am but rather wait until after my yoga class that night which would put me at Value Village an hour before closing time.

My assumption was that there would be a lot picked over during the day, not huge crowds and likely I would have less to tempt me. Sure enough only one of the five items was still there and I debated it once again. I ended up taking it home because it was a neutral blouse, and I can’t leave mint behind! I spent a grand total of $5.65 instead of the likely $20+

Yes it is only week two but I have resisted the temptation to go thrifting by replacing it with yoga classes after work! Not a bad way to start off a new year don’t you think?